If you are going through a divorce and the money is running out while you try to live on your own and pay for a lawyer, and you are afraid that you are going to end up broke, you want to talk with a lawyer that specializes in bankruptcy, so they can work with your divorce attorney to get you the help that you need.

When a couple has a lot of debt and they then want to divorce, it can get complicated.  If you can possibly file for bankruptcy on your own, or jointly with your spouse, you may be able to save your financial future. Here are some things to consider.

If There is Nothing They Can't Get Anything

If you are going through your savings and racking up credit card debt so you can live on your own, do things with your kids, and pay for the bills that the two of you still have jointly, there won't be any money left for either one of you once the divorce is over. Explain this to your spouse in advance.

You Have to be Able to Survive

When you can show on paper that your bills far exceed your income, and that it's becoming impossible for you to survive on your own during the separation, this is great evidence for your bankruptcy application. If your spouse doesn't want to file jointly, they will either decide to stop forcing you to pay all the bills, or they may end up owing you spousal support because you are filing for bankruptcy.

Bankruptcy May be the Best Pre-Divorce Option

Two people who are struggling when they are married will have many more problems financially when they separate. If this is happening to you, you may want to try to convince your spouse to file jointly with you, even if this puts the divorce off a little, because it may work out best for both of you to eliminate some of the debt that you share.

If you can't pay the bills that are coming in for a mortgage, rent, vehicles, tuition and more, and you think that you have to file for bankruptcy, it's time talk with the necessary bankruptcy lawyer and to get the details. You don't want to be the one that can't afford to eat while your spouse is getting all your money, so find out what you need to do to get the application started.